Hoehnke Royal CrestBank of Hoehnke
The Royal Bank of Hoehnke,
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Crown Principality of Hoehnke

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Original Coat of ArmsFounded in 1798 under the Royal Charter of Charlotte III, the Royal Bank of Hoehnke continue to offer a wide range of services into the 21st Century from its unique position of the Crown Principality of Hoehnke on the shores of the northern Adriatic.

Since regaining full sovereign independence from Austria-Hungary in 1918, the principality has maintained its own uniquely individual financial stance, avoiding integration into either the European Union or the Euro and steadfastly retaining the Hoehnke Crown as its own currency. As the national reserve bank of the Principality, the Royal Bank of Hoehnke both issues the currency in its physical manifestation of notes and coins, but also acts as the security behind the embodiment of the national wealth.

Half-crown stamp
OUR SERVICES
Banking & credit

Banking :
We offer a range of banking and cash management services, which include :
  • Current accounts in multiple currencies.
  • Payments.
  • Safe custody.
  • Credit cards.
  • Foreign exchange services.
Investment finance :
We offer a range of financing facilities which can be used to help construct an investment portfolio. They are secured by the lending value of clients' diversified portfolios of liquid, marketable collateral such as cash, bonds, shares and funds. The two main types of facility are:
  • Overdrafts. Current account overdrafts are available to cover short-term financing requirements, with an interest rate based on prevailing market rates.
  • Fixed Advances. We offer loans fixed for a period of 1-12 months, with an interest rate based on Libor and fixed for the specified period. Such loans can be renewed on a rolling basis.
  • We also issue bank guarantees on behalf of our clients in favour of third parties, and provide credit facilities to cover the writing of foreign exchange forward contracts as well as foreign exchange or equity options.
Mutual funds : We provide a comprehensive range ofl mutual funds, which can be acquired on a stand-alone basis. They are also often used within investment portfolios managed by us for our clients. However, this is only when the track record of the the fund involved warrants inclusion on strictly applied performance criteria. Most of our funds are "funds of funds". We believe that it is impossible for a fund manager to outperform everyone in all markets at all times. As a result, we hold a carefully chosen selection of what we view as the best risk adjusted funds in the global market place, with no commitment to any one fund management group. This provides advantages in terms of a good spread of investments plus performance. Hoehnke-regulated funds Our Hoehnke Investment funds have shown strong performance since their restructuring into a primarily fund of funds setting a year ago.

The Headquarters of the Royal Bank of Hoehnke is based in the tax-free haven of the Crown Principality Hoehnke on the shores of the northern Adriatic.
There is zero income tax in the Principality since all employment is either directly or indirectly in the service of the Crown, likewise since the entire Principality is under the ownership of the Crown’s estates, return of investment within the Principality is in the gift of the Crown Princess.
eBankingStart with our quick and easy auto-enrollment form. Once you receive your login ID, enter it into the Online Banking Login box and click Submit. On the next screen, check the box for first-time user and click Login. You'll be taken to a screen where you'll select delivery of a secure access code. This is a temporary code to gain access to the system. You'll then be able to select your new password and continue on to Online Banking.

For further details on the Royal Bank of Hoehnke and application information, contact us : info@rboh.at
Hoehnke official site